Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Oxnard Credit Cards

Credit Card Debt in Oxnard

^ Average credit card debt in Oxnard is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Oxnard

^ Based on overall CA data, the credit card delinquency rate in Oxnard is approximately 0.5%. [2]

Credit Scores in Oxnard

^ The average credit score in Oxnard is approximately 701, based on collective California data. [3]

CA Credit Cards

Oxnard, CA Credit Card & Personal Finance Statistics

Oxnard Credit Card Debt


  • Credit Card Debt in Oxnard
    • The estimated average credit card debt for Oxnard residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Oxnard Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Oxnard Credit Scores


  • Credit Scores in Oxnard
    • Residents of Oxnard, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Oxnard, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Oxnard cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oxnard [4]
    • Oxnard (California) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about California

About Oxnard

Oxnard is a city located in Ventura County in the state of California, and has a population of approximately 197,899. [6]

CA Credit Cards

Oxnard Credit Cards

For more information about Oxnard credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Additional Cities in CA

ZIP Codes in California


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau