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Comprehensive Local Credit Card Guide

Ojai Credit Cards

Credit Card Debt in Ojai

^ Average credit card debt in Ojai is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Ojai

^ Based on overall CA data, the credit card delinquency rate in Ojai is approximately 0.5%. [2]

Credit Scores in Ojai

^ The average credit score in Ojai is approximately 701, based on collective California data. [3]

CA Credit Cards

Ojai, CA Credit Card & Personal Finance Statistics

Ojai Credit Card Debt


  • Credit Card Debt in Ojai
    • The estimated average credit card debt for Ojai residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Ojai Credit Card Calculator


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Ojai Credit Scores


  • Credit Scores in Ojai
    • Residents of Ojai, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Ojai, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Ojai cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Ojai [4]
    • Ojai (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Ojai

Ojai is a city located in Ventura County in the state of California, and has a population of approximately 7,461. [6]

CA Credit Cards

Ojai Credit Cards

For more information about Ojai credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau