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Comprehensive Local Credit Card Guide

Oakland Credit Cards

Credit Card Debt in Oakland

^ Average credit card debt in Oakland is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Oakland

^ Based on overall CA data, the credit card delinquency rate in Oakland is approximately 0.5%. [2]

Credit Scores in Oakland

^ The average credit score in Oakland is approximately 701, based on collective California data. [3]

CA Credit Cards

Oakland, CA Credit Card & Personal Finance Statistics

Oakland Credit Card Debt


  • Credit Card Debt in Oakland
    • The estimated average credit card debt for Oakland residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Oakland Credit Card Calculator


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Oakland Credit Scores


  • Credit Scores in Oakland
    • Residents of Oakland, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Oakland, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Oakland cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Oakland [4]
    • Oakland (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Oakland

Oakland is a city located in Alameda County in the state of California, and has a population of approximately 390,724. [6]

CA Credit Cards

Oakland Credit Cards

For more information about Oakland credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau