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Comprehensive Local Credit Card Guide

Commerce Credit Cards

Credit Card Debt in Commerce

^ Average credit card debt in Commerce is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Commerce

^ Based on overall CA data, the credit card delinquency rate in Commerce is approximately 0.5%. [2]

Credit Scores in Commerce

^ The average credit score in Commerce is approximately 701, based on collective California data. [3]

CA Credit Cards

Commerce, CA Credit Card & Personal Finance Statistics

Commerce Credit Card Debt


  • Credit Card Debt in Commerce
    • The estimated average credit card debt for Commerce residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Commerce Credit Card Calculator


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Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

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Commerce Credit Scores


  • Credit Scores in Commerce
    • Residents of Commerce, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Commerce, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Commerce cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Commerce [4]
    • Commerce (California) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about California

About Commerce

Commerce is a city located in Los Angeles County in the state of California, and has a population of approximately 12,823. [6]

CA Credit Cards

Commerce Credit Cards

For more information about Commerce credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau