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Comprehensive Local Credit Card Guide

Carlsbad Credit Cards

Credit Card Debt in Carlsbad

^ Average credit card debt in Carlsbad is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in Carlsbad

^ Based on overall CA data, the credit card delinquency rate in Carlsbad is approximately 0.5%. [2]

Credit Scores in Carlsbad

^ The average credit score in Carlsbad is approximately 701, based on collective California data. [3]

CA Credit Cards

Carlsbad, CA Credit Card & Personal Finance Statistics

Carlsbad Credit Card Debt


  • Credit Card Debt in Carlsbad
    • The estimated average credit card debt for Carlsbad residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Carlsbad Credit Card Calculator


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Carlsbad Credit Scores


  • Credit Scores in Carlsbad
    • Residents of Carlsbad, CA have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More Carlsbad, CA Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Carlsbad cardholders that are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Carlsbad [4]
    • Carlsbad (California) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about California

About Carlsbad

Carlsbad is a city located in San Diego County in the state of California, and has a population of approximately 105,328. [6]

CA Credit Cards

Carlsbad Credit Cards

For more information about Carlsbad credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in CA

ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau