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Comprehensive Local Credit Card Guide

Credit Cards in 95172 (San Jose, CA)

Credit Card Debt in 95172

^ Average credit card debt in 95172 is approximately $4,937, based on overall California data. [1]

Credit Card Delinquency in 95172

^ Based on overall California data, the credit card delinquency rate in San Jose is approximately 0.5%. [2]

Credit Scores in 95172

^ The average credit score in San Jose is approximately 701, based on collective California data. [3]

CA Credit Cards

Credit Card & Personal Finance Statistics in 95172

Credit Card Debt in 95172


  • 95172 Credit Card Debt
    • The estimated average credit card debt for 95172 residents is $4,937. [1]
    • Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
    • Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]

Credit Card Calculator for 95172


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95172 Credit Scores


  • Credit Scores in 95172
    • Residents of 95172 (CA) have an estimated average credit score of 701. [3]
    • The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
    • California collectively ranks 27th in the U.S. in average credit score of residents. [3]

More 95172 (San Jose, CA) Credit Stats

  • Credit card delinquency rates in California [2]
    • California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.
  • Cardholders in 95172 who are more than 90 days late on payments
    • California Rate: 0.5%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 95172 [4]
    • 95172 (California) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 95172 (San Jose, CA)

Recent credit card complaints originating from consumers in 95172, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 95172

Complaint Issue Number of Complaints*
Problem with a credit reporting company's investigation 3
* Total 2021 - 2024 (current)

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Additional information about California

About 95172

95172 is associated with the city of San Jose, which is located in Santa Clara County in the state of California. [6]

CA Credit Cards

95172 Credit Cards

For more information about 95172 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.

Other ZIP Codes in California


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 95172

6. ^ United States Census Bureau