Credit Card & Personal Finance Statistics in 95127
Credit Card Debt in 95127
- 95127 Credit Card Debt
-
- The estimated average credit card debt for 95127 residents is $4,937. [1]
- Average credit card debt amount in California (all cities) is
1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. [1]
Credit Card Calculator for 95127
95127 Credit Scores
- Credit Scores in 95127
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- Residents of 95127 (CA) have an estimated average credit score of 701. [3]
- The average credit score in California (all cities) is
0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. [3]
More 95127 (San Jose, CA) Credit Stats
- Credit card delinquency rates in California [2]
-
- California residents (all cities) rank 34th in the U.S. with a rate that
is 12% less than the national average of 0.57%.
- Cardholders in 95127 who are more than 90 days late on payments
-
- California Rate: 0.5%
- National Average: 0.57%
- Statute of limitations for credit card debt in 95127 [4]
-
- 95127 (California) Law: 4 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 95127 (San Jose, CA)
Recent credit card complaints originating from consumers in 95127, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 95127
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
411 |
| Problem with a company's investigation into an existing problem |
96 |
| Improper use of your report |
83 |
| Problem with a credit reporting company's investigation |
60 |
| Managing an account |
21 |
| Other |
85 |
* Total 2021 - 2024 (current)
Additional information about California
About 95127
95127 is associated with the city of San Jose, which is located in Santa Clara County in the state of California. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
Other ZIP Codes in California
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
