Comprehensive Local Credit Card Guide

Credit Cards in 93424 (Avila Beach, CA)

Credit Card Debt in 93424

^ Average credit card debt in 93424 is approximately $4,937, based on overall California data. ^[1]

Credit Card Delinquency in 93424

^ Based on overall California data, the credit card delinquency rate in Avila Beach is approximately 0.5%. ^[2]

Credit Scores in 93424

^ The average credit score in Avila Beach is approximately 701, based on collective California data. ^[3]

Credit Card & Personal Finance Statistics in 93424

Credit Card Debt in 93424

93424 Credit Card Debt
- The estimated average credit card debt for 93424 residents is $4,937. ^[1]
- Average credit card debt amount in California (all cities) is 1% less than the national average of $4,965.
- Collectively, California cities rank 21st in the U.S. in average credit card debt. ^[1]

Credit Card Calculator for 93424

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93424 Credit Scores

Credit Scores in 93424
- Residents of 93424 (CA) have an estimated average credit score of 701. ^[3]
- The average credit score in California (all cities) is 0.72% greater than the national average score of 696.
- California collectively ranks 27th in the U.S. in average credit score of residents. ^[3]

More 93424 (Avila Beach, CA) Credit Stats

Credit card delinquency rates in California ^[2]
- California residents (all cities) rank 34th in the U.S. with a rate that is 12% less than the national average of 0.57%.

Cardholders in 93424 who are more than 90 days late on payments
- California Rate: 0.5%
- National Average: 0.57%

Statute of limitations for credit card debt in 93424 ^[4]
- 93424 (California) Law: 4 years
- U.S. State Average: 5.4 years

Credit Card Complaints in or near 93424 (Avila Beach, CA)

Recent credit card complaints originating from consumers in 93424, CA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.^[5]

Consumer Complaints by Issue in 93424

Complaint Issue	Number of Complaints*
Struggling to pay mortgage	1

* Total 2021 - 2024 (current)

Additional information about California

About 93424

93424 is associated with the city of Avila Beach, which is located in San Luis Obispo County in the state of California. ^[6]

93424 Credit Cards

For more information about 93424 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in California

Cities in CA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ California State Legislature

5. ^ Consumer financial complaints in 93424

6. ^ United States Census Bureau