California Credit Cards

California Credit Card Debt

• Credit Card Debt: CA vs. U.S.
• • California residents have average credit card debt of $4,937. ^[1]
  • The average credit card debt amount in California is 1% less than the national average of $4,965.
  • CA ranks 21st in the nation in average credit card debt. ^[1]

Credit Card Delinquency in CA

• Cardholders that are more than 90 days late on credit card payments in California ^[2]
• • California ranks 34th in the nation with a credit card delinquency rate that is 12% less than the national average of 0.57%.
  • California Rate: 0.5%
  • National Average: 0.57%
• Statute of limitations for credit card debt in California ^[4]
• • California: 4 years
  • U.S. Average: 5.4 years

California Credit Scores

• Credit Scores: CA vs. U.S.
• • California residents have an average credit score of 701. ^[3]
  • The average credit score for California residents is 1% greater than the national average score of 696.
  • CA ranks 27th in the nation in average credit score. ^[3]

About California

The state of California has a population of approximately 37,253,956, ranking 1st in the nation. ^[5]

More about California Credit Cards

For more information about California credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.