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Comprehensive Local Credit Card Guide

Credit Cards in 71677 (Winchester, AR)

Credit Card Debt in 71677

^ Average credit card debt in 71677 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 71677

^ Based on overall Arkansas data, the credit card delinquency rate in Winchester is approximately 0.76%. [2]

Credit Scores in 71677

^ The average credit score in Winchester is approximately 683, based on collective Arkansas data. [3]

AR Credit Cards

Credit Card & Personal Finance Statistics in 71677

Credit Card Debt in 71677


  • 71677 Credit Card Debt
    • The estimated average credit card debt for 71677 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 71677


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71677 Credit Scores


  • Credit Scores in 71677
    • Residents of 71677 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 71677 (Winchester, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 71677 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 71677 [4]
    • 71677 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 71677 (Winchester, AR)

Recent credit card complaints originating from consumers in 71677, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 71677

Complaint Issue Number of Complaints*
Problem with a company's investigation into an existing problem 3
Trouble using the card 1
* Total 2021 - 2024 (current)

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Additional information about Arkansas

About 71677

71677 is associated with the city of Winchester, which is located in Drew County in the state of Arkansas. [6]

AR Credit Cards

71677 Credit Cards

For more information about 71677 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Arkansas


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 71677

6. ^ United States Census Bureau