Arkansas Credit Cards

Arkansas Credit Card Debt

• Credit Card Debt: AR vs. U.S.
• • Arkansas residents have average credit card debt of $4,535. ^[1]
  • The average credit card debt amount in Arkansas is 9% less than the national average of $4,965.
  • AR ranks 44th in the nation in average credit card debt. ^[1]

Credit Card Delinquency in AR

• Cardholders that are more than 90 days late on credit card payments in Arkansas ^[2]
• • Arkansas ranks 3rd in the nation with a credit card delinquency rate that is 33% greater than the national average of 0.57%.
  • Arkansas Rate: 0.76%
  • National Average: 0.57%
• Statute of limitations for credit card debt in Arkansas ^[4]
• • Arkansas: 5 years
  • U.S. Average: 5.4 years

Arkansas Credit Scores

• Credit Scores: AR vs. U.S.
• • Arkansas residents have an average credit score of 683. ^[3]
  • The average credit score for Arkansas residents is 2% less than the national average score of 696.
  • AR ranks 40th in the nation in average credit score. ^[3]

About Arkansas

The state of Arkansas has a population of approximately 2,915,918, ranking 32nd in the nation. ^[5]

More about Arkansas Credit Cards

For more information about Arkansas credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

A lot can be learned by looking at the first digits of a credit card. For example, MasterCards all begin with numbers between 51 and 55.