Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Valley Head Credit Cards

Credit Card Debt in Valley Head

^ Average credit card debt in Valley Head is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Valley Head

^ Based on overall AL data, the credit card delinquency rate in Valley Head is approximately 0.77%. [2]

Credit Scores in Valley Head

^ The average credit score in Valley Head is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Valley Head, AL Credit Card & Personal Finance Statistics

Valley Head Credit Card Debt


  • Credit Card Debt in Valley Head
    • The estimated average credit card debt for Valley Head residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Valley Head Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


Valley Head Credit Scores


  • Credit Scores in Valley Head
    • Residents of Valley Head, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Valley Head, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Valley Head cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Valley Head [4]
    • Valley Head (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Alabama

About Valley Head

Valley Head is a town located in DeKalb County in the state of Alabama, and has a population of approximately 558. [6]

AL Credit Cards

Valley Head Credit Cards

For more information about Valley Head credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Additional Cities in AL

ZIP Codes in Alabama


Go

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau