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Comprehensive Local Credit Card Guide

Clay Credit Cards

Credit Card Debt in Clay

^ Average credit card debt in Clay is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Clay

^ Based on overall AL data, the credit card delinquency rate in Clay is approximately 0.77%. [2]

Credit Scores in Clay

^ The average credit score in Clay is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Clay, AL Credit Card & Personal Finance Statistics

Clay Credit Card Debt


  • Credit Card Debt in Clay
    • The estimated average credit card debt for Clay residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Clay Credit Card Calculator


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Clay Credit Scores


  • Credit Scores in Clay
    • Residents of Clay, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Clay, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Clay cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Clay [4]
    • Clay (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Clay

Clay is a city located in Jefferson County in the state of Alabama, and has a population of approximately 9,708. [6]

AL Credit Cards

Clay Credit Cards

For more information about Clay credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau