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Comprehensive Local Credit Card Guide

Banks Credit Cards

Credit Card Debt in Banks

^ Average credit card debt in Banks is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Banks

^ Based on overall AL data, the credit card delinquency rate in Banks is approximately 0.77%. [2]

Credit Scores in Banks

^ The average credit score in Banks is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Banks, AL Credit Card & Personal Finance Statistics

Banks Credit Card Debt


  • Credit Card Debt in Banks
    • The estimated average credit card debt for Banks residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Banks Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

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Banks Credit Scores


  • Credit Scores in Banks
    • Residents of Banks, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Banks, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Banks cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Banks [4]
    • Banks (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Alabama

About Banks

Banks is a town located in Pike County in the state of Alabama, and has a population of approximately 179. [6]

AL Credit Cards

Banks Credit Cards

For more information about Banks credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau