Credit Card & Personal Finance Statistics in 35907
Credit Card Debt in 35907
- 35907 Credit Card Debt
-
- The estimated average credit card debt for 35907 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 35907
35907 Credit Scores
- Credit Scores in 35907
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- Residents of 35907 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 35907 (Gadsden, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 35907 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 35907 [4]
-
- 35907 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 35907 (Gadsden, AL)
Recent credit card complaints originating from consumers in 35907, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 35907
| Complaint Issue |
Number of Complaints* |
| Incorrect information on your report |
25 |
| Improper use of your report |
17 |
| Other features, terms, or problems |
4 |
| Problem with a credit reporting company's investigation |
4 |
| Closing an account |
1 |
| Other |
4 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 35907
35907 is associated with the city of Gadsden, which is located in Etowah County in the state of Alabama. [6]
Did you know?
Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
