Credit Card & Personal Finance Statistics in 35581
Credit Card Debt in 35581
- 35581 Credit Card Debt
-
- The estimated average credit card debt for 35581 residents is $4,817. [1]
- Average credit card debt amount in Alabama (all cities) is
3% less than the national average of $4,965.
- Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]
Credit Card Calculator for 35581
35581 Credit Scores
- Credit Scores in 35581
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- Residents of 35581 (AL) have an estimated average credit score of 675. [3]
- The average credit score in Alabama (all cities) is
3.02% less than the national average score of 696.
- Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]
More 35581 (Phil Campbell, AL) Credit Stats
- Credit card delinquency rates in Alabama [2]
-
- Alabama residents (all cities) rank 2nd in the U.S. with a rate that
is 35% greater than the national average of 0.57%.
- Cardholders in 35581 who are more than 90 days late on payments
-
- Alabama Rate: 0.77%
- National Average: 0.57%
- Statute of limitations for credit card debt in 35581 [4]
-
- 35581 (Alabama) Law: 3 years
- U.S. State Average: 5.4 years
Credit Card Complaints in or near 35581 (Phil Campbell, AL)
Recent credit card complaints originating from consumers in 35581, AL. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]
Consumer Complaints by Issue in 35581
| Complaint Issue |
Number of Complaints* |
| Managing the loan or lease |
1 |
| Trouble during payment process |
1 |
| Trouble using the card |
1 |
* Total 2021 - 2024 (current)
Additional information about Alabama
About 35581
35581 is associated with the city of Phil Campbell, which is located in Franklin County in the state of Alabama. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
Other ZIP Codes in Alabama
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
