Richmond, VA Credit Card & Personal Finance Statistics
Richmond Credit Card Debt
- Credit Card Debt in Richmond
-
- The estimated average credit card debt for Richmond residents is $5,329. [1]
- Average credit card debt amount in Virginia (all cities) is
7% greater than the national average of $4,965.
- Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]
Richmond Credit Card Calculator
Richmond Credit Scores
- Credit Scores in Richmond
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- Residents of Richmond, VA have an estimated average credit score of 701. [3]
- The average credit score in Virginia (all cities) is
0.72% greater than the national average score of 696.
- Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]
More Richmond, VA Credit Stats
- Credit card delinquency rates in Virginia [2]
-
- Virginia residents (all cities) rank 32nd in the U.S. with a rate that
is 7% less than the national average of 0.57%.
- Richmond cardholders that are more than 90 days late on payments
-
- Virginia Rate: 0.53%
- National Average: 0.57%
- Statute of limitations for credit card debt in Richmond [4]
-
- Richmond (Virginia) Law: 3 years
- U.S. State Average: 5.4 years
Additional information about Virginia
About Richmond
Richmond is a city located in Richmond County in the state of Virginia, and has a population of approximately 204,214. [6]
Did you know?
The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Virginia State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
