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Comprehensive Local Credit Card Guide

Credit Cards in 97444 (Gold Beach, OR)

Credit Card Debt in 97444

^ Average credit card debt in 97444 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97444

^ Based on overall Oregon data, the credit card delinquency rate in Gold Beach is approximately 0.45%. [2]

Credit Scores in 97444

^ The average credit score in Gold Beach is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97444

Credit Card Debt in 97444


  • 97444 Credit Card Debt
    • The estimated average credit card debt for 97444 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97444


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97444 Credit Scores


  • Credit Scores in 97444
    • Residents of 97444 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97444 (Gold Beach, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97444 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97444 [4]
    • 97444 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 97444 (Gold Beach, OR)

Recent credit card complaints originating from consumers in 97444, OR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 97444

Complaint Issue Number of Complaints*
False statements or representation 1
Managing an account 1
Trouble using the card 1
* Total 2021 - 2024 (current)

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Additional information about Oregon

About 97444

97444 is associated with the city of Gold Beach, which is located in Curry County in the state of Oregon. [6]

OR Credit Cards

97444 Credit Cards

For more information about 97444 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer financial complaints in 97444

6. ^ United States Census Bureau