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Comprehensive Local Credit Card Guide

Credit Cards in 73718 (Ames, OK)

Credit Card Debt in 73718

^ Average credit card debt in 73718 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 73718

^ Based on overall Oklahoma data, the credit card delinquency rate in Ames is approximately 0.69%. [2]

Credit Scores in 73718

^ The average credit score in Ames is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 73718

Credit Card Debt in 73718


  • 73718 Credit Card Debt
    • The estimated average credit card debt for 73718 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 73718


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73718 Credit Scores


  • Credit Scores in 73718
    • Residents of 73718 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 73718 (Ames, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 73718 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 73718 [4]
    • 73718 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 73718 (Ames, OK)

Recent credit card complaints originating from consumers in 73718, OK. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 73718

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Oklahoma

About 73718

73718 is associated with the city of Ames, which is located in Major County in the state of Oklahoma. [6]

OK Credit Cards

73718 Credit Cards

For more information about 73718 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer financial complaints in 73718

6. ^ United States Census Bureau