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Comprehensive Local Credit Card Guide

Bay Springs Credit Cards

Credit Card Debt in Bay Springs

^ Average credit card debt in Bay Springs is approximately $4,594, based on overall Mississippi data. [1]

Credit Card Delinquency in Bay Springs

^ Based on overall MS data, the credit card delinquency rate in Bay Springs is approximately 0.87%. [2]

Credit Scores in Bay Springs

^ The average credit score in Bay Springs is approximately 661, based on collective Mississippi data. [3]

MS Credit Cards

Bay Springs, MS Credit Card & Personal Finance Statistics

Bay Springs Credit Card Debt


  • Credit Card Debt in Bay Springs
    • The estimated average credit card debt for Bay Springs residents is $4,594. [1]
    • Average credit card debt amount in Mississippi (all cities) is 7% less than the national average of $4,965.
    • Collectively, Mississippi cities rank 37th in the U.S. in average credit card debt. [1]

Bay Springs Credit Card Calculator


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Bay Springs Credit Scores


  • Credit Scores in Bay Springs
    • Residents of Bay Springs, MS have an estimated average credit score of 661. [3]
    • The average credit score in Mississippi (all cities) is 5.03% less than the national average score of 696.
    • Mississippi collectively ranks 51st in the U.S. in average credit score of residents. [3]

More Bay Springs, MS Credit Stats

  • Credit card delinquency rates in Mississippi [2]
    • Mississippi residents (all cities) rank 1st in the U.S. with a rate that is 53% greater than the national average of 0.57%.
  • Bay Springs cardholders that are more than 90 days late on payments
    • Mississippi Rate: 0.87%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Bay Springs [4]
    • Bay Springs (Mississippi) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Mississippi

About Bay Springs

Bay Springs is a city located in Jasper County in the state of Mississippi, and has a population of approximately 1,786. [6]

MS Credit Cards

Bay Springs Credit Cards

For more information about Bay Springs credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in MS

ZIP Codes in Mississippi


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Mississippi State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau