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Comprehensive Local Credit Card Guide

Bay City Credit Cards

Credit Card Debt in Bay City

^ Average credit card debt in Bay City is approximately $4,558, based on overall Michigan data. [1]

Credit Card Delinquency in Bay City

^ Based on overall MI data, the credit card delinquency rate in Bay City is approximately 0.55%. [2]

Credit Scores in Bay City

^ The average credit score in Bay City is approximately 697, based on collective Michigan data. [3]

MI Credit Cards

Bay City, MI Credit Card & Personal Finance Statistics

Bay City Credit Card Debt


  • Credit Card Debt in Bay City
    • The estimated average credit card debt for Bay City residents is $4,558. [1]
    • Average credit card debt amount in Michigan (all cities) is 8% less than the national average of $4,965.
    • Collectively, Michigan cities rank 41st in the U.S. in average credit card debt. [1]

Bay City Credit Card Calculator


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Bay City Credit Scores


  • Credit Scores in Bay City
    • Residents of Bay City, MI have an estimated average credit score of 697. [3]
    • The average credit score in Michigan (all cities) is 0.14% greater than the national average score of 696.
    • Michigan collectively ranks 31st in the U.S. in average credit score of residents. [3]

More Bay City, MI Credit Stats

  • Credit card delinquency rates in Michigan [2]
    • Michigan residents (all cities) rank 27th in the U.S. with a rate that is 4% less than the national average of 0.57%.
  • Bay City cardholders that are more than 90 days late on payments
    • Michigan Rate: 0.55%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Bay City [4]
    • Bay City (Michigan) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Michigan

About Bay City

Bay City is a city located in Bay County in the state of Michigan, and has a population of approximately 34,932. [6]

MI Credit Cards

Bay City Credit Cards

For more information about Bay City credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Additional Cities in MI

ZIP Codes in Michigan


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Michigan State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau