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Comprehensive Local Credit Card Guide

Credit Cards in 70874 (Baton Rouge, LA)

Credit Card Debt in 70874

^ Average credit card debt in 70874 is approximately $4,773, based on overall Louisiana data. [1]

Credit Card Delinquency in 70874

^ Based on overall Louisiana data, the credit card delinquency rate in Baton Rouge is approximately 0.76%. [2]

Credit Scores in 70874

^ The average credit score in Baton Rouge is approximately 669, based on collective Louisiana data. [3]

LA Credit Cards

Credit Card & Personal Finance Statistics in 70874

Credit Card Debt in 70874


  • 70874 Credit Card Debt
    • The estimated average credit card debt for 70874 residents is $4,773. [1]
    • Average credit card debt amount in Louisiana (all cities) is 4% less than the national average of $4,965.
    • Collectively, Louisiana cities rank 32nd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 70874


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70874 Credit Scores


  • Credit Scores in 70874
    • Residents of 70874 (LA) have an estimated average credit score of 669. [3]
    • The average credit score in Louisiana (all cities) is 3.88% less than the national average score of 696.
    • Louisiana collectively ranks 49th in the U.S. in average credit score of residents. [3]

More 70874 (Baton Rouge, LA) Credit Stats

  • Credit card delinquency rates in Louisiana [2]
    • Louisiana residents (all cities) rank 4th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 70874 who are more than 90 days late on payments
    • Louisiana Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 70874 [4]
    • 70874 (Louisiana) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 70874 (Baton Rouge, LA)

Recent credit card complaints originating from consumers in 70874, LA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 70874

Complaint Issue Number of Complaints*
* Total 2021 - 2024 (current)

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Additional information about Louisiana

About 70874

70874 is associated with the city of Baton Rouge, which is located in East Baton Rouge Parish County in the state of Louisiana. [6]

LA Credit Cards

70874 Credit Cards

For more information about 70874 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Louisiana


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Louisiana State Legislature

5. ^ Consumer financial complaints in 70874

6. ^ United States Census Bureau