Effingham, KS Credit Card & Personal Finance Statistics
Effingham Credit Card Debt
- Credit Card Debt in Effingham
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- The estimated average credit card debt for Effingham residents is $4,830. [1]
- Average credit card debt amount in Kansas (all cities) is
3% less than the national average of $4,965.
- Collectively, Kansas cities rank 26th in the U.S. in average credit card debt. [1]
Effingham Credit Card Calculator
Effingham Credit Scores
- Credit Scores in Effingham
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- Residents of Effingham, KS have an estimated average credit score of 708. [3]
- The average credit score in Kansas (all cities) is
1.72% greater than the national average score of 696.
- Kansas collectively ranks 20th in the U.S. in average credit score of residents. [3]
More Effingham, KS Credit Stats
- Credit card delinquency rates in Kansas [2]
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- Kansas residents (all cities) rank 36th in the U.S. with a rate that
is 19% less than the national average of 0.57%.
- Effingham cardholders that are more than 90 days late on payments
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- Kansas Rate: 0.46%
- National Average: 0.57%
- Statute of limitations for credit card debt in Effingham [4]
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- Effingham (Kansas) Law: 3 years
- U.S. State Average: 5.4 years
Additional information about Kansas
About Effingham
Effingham is a city located in Atchison County in the state of Kansas, and has a population of approximately 546. [6]
Did you know?
The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Kansas State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
