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Comprehensive Local Credit Card Guide

Credit Cards in 30608 (Athens, GA)

Credit Card Debt in 30608

^ Average credit card debt in 30608 is approximately $5,343, based on overall Georgia data. [1]

Credit Card Delinquency in 30608

^ Based on overall Georgia data, the credit card delinquency rate in Athens is approximately 0.7%. [2]

Credit Scores in 30608

^ The average credit score in Athens is approximately 667, based on collective Georgia data. [3]

GA Credit Cards

Credit Card & Personal Finance Statistics in 30608

Credit Card Debt in 30608


  • 30608 Credit Card Debt
    • The estimated average credit card debt for 30608 residents is $5,343. [1]
    • Average credit card debt amount in Georgia (all cities) is 8% greater than the national average of $4,965.
    • Collectively, Georgia cities rank 9th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 30608


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30608 Credit Scores


  • Credit Scores in 30608
    • Residents of 30608 (GA) have an estimated average credit score of 667. [3]
    • The average credit score in Georgia (all cities) is 4.17% less than the national average score of 696.
    • Georgia collectively ranks 50th in the U.S. in average credit score of residents. [3]

More 30608 (Athens, GA) Credit Stats

  • Credit card delinquency rates in Georgia [2]
    • Georgia residents (all cities) rank 6th in the U.S. with a rate that is 23% greater than the national average of 0.57%.
  • Cardholders in 30608 who are more than 90 days late on payments
    • Georgia Rate: 0.7%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 30608 [4]
    • 30608 (Georgia) Law: 6 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 30608 (Athens, GA)

Recent credit card complaints originating from consumers in 30608, GA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 30608

Complaint Issue Number of Complaints*
Improper use of your report 8
Attempts to collect debt not owed 1
Problem with a credit reporting company's investigation 1
* Total 2021 - 2024 (current)

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Additional information about Georgia

About 30608

30608 is associated with the city of Athens, which is located in Clarke County in the state of Georgia. [6]

GA Credit Cards

30608 Credit Cards

For more information about 30608 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Georgia


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Cities in GA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Georgia State Legislature

5. ^ Consumer financial complaints in 30608

6. ^ United States Census Bureau