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Comprehensive Local Credit Card Guide

Credit Cards in 72403 (Jonesboro, AR)

Credit Card Debt in 72403

^ Average credit card debt in 72403 is approximately $4,535, based on overall Arkansas data. [1]

Credit Card Delinquency in 72403

^ Based on overall Arkansas data, the credit card delinquency rate in Jonesboro is approximately 0.76%. [2]

Credit Scores in 72403

^ The average credit score in Jonesboro is approximately 683, based on collective Arkansas data. [3]

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Credit Card & Personal Finance Statistics in 72403

Credit Card Debt in 72403


  • 72403 Credit Card Debt
    • The estimated average credit card debt for 72403 residents is $4,535. [1]
    • Average credit card debt amount in Arkansas (all cities) is 9% less than the national average of $4,965.
    • Collectively, Arkansas cities rank 44th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 72403


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72403 Credit Scores


  • Credit Scores in 72403
    • Residents of 72403 (AR) have an estimated average credit score of 683. [3]
    • The average credit score in Arkansas (all cities) is 1.87% less than the national average score of 696.
    • Arkansas collectively ranks 40th in the U.S. in average credit score of residents. [3]

More 72403 (Jonesboro, AR) Credit Stats

  • Credit card delinquency rates in Arkansas [2]
    • Arkansas residents (all cities) rank 3rd in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 72403 who are more than 90 days late on payments
    • Arkansas Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 72403 [4]
    • 72403 (Arkansas) Law: 5 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 72403 (Jonesboro, AR)

Recent credit card complaints originating from consumers in 72403, AR. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 72403

Complaint Issue Number of Complaints*
Incorrect information on your report 2
Managing an account 1
* Total 2021 - 2024 (current)

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Additional information about Arkansas

About 72403

72403 is associated with the city of Jonesboro, which is located in Craighead County in the state of Arkansas. [6]

AR Credit Cards

72403 Credit Cards

For more information about 72403 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Arkansas


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Cities in AR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Arkansas State Legislature

5. ^ Consumer financial complaints in 72403

6. ^ United States Census Bureau