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Comprehensive Local Credit Card Guide

Reform Credit Cards

Credit Card Debt in Reform

^ Average credit card debt in Reform is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Reform

^ Based on overall AL data, the credit card delinquency rate in Reform is approximately 0.77%. [2]

Credit Scores in Reform

^ The average credit score in Reform is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Reform, AL Credit Card & Personal Finance Statistics

Reform Credit Card Debt


  • Credit Card Debt in Reform
    • The estimated average credit card debt for Reform residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Reform Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

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Reform Credit Scores


  • Credit Scores in Reform
    • Residents of Reform, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Reform, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Reform cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Reform [4]
    • Reform (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Alabama

About Reform

Reform is a town located in Pickens County in the state of Alabama, and has a population of approximately 1,702. [6]

AL Credit Cards

Reform Credit Cards

For more information about Reform credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau