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Comprehensive Local Credit Card Guide

Memphis Credit Cards

Credit Card Debt in Memphis

^ Average credit card debt in Memphis is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Memphis

^ Based on overall AL data, the credit card delinquency rate in Memphis is approximately 0.77%. [2]

Credit Scores in Memphis

^ The average credit score in Memphis is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Memphis, AL Credit Card & Personal Finance Statistics

Memphis Credit Card Debt


  • Credit Card Debt in Memphis
    • The estimated average credit card debt for Memphis residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Memphis Credit Card Calculator


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Memphis Credit Scores


  • Credit Scores in Memphis
    • Residents of Memphis, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Memphis, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Memphis cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Memphis [4]
    • Memphis (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Alabama

About Memphis

Memphis is a town located in Pickens County in the state of Alabama, and has a population of approximately 29. [6]

AL Credit Cards

Memphis Credit Cards

For more information about Memphis credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau