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Comprehensive Local Credit Card Guide

Excel Credit Cards

Credit Card Debt in Excel

^ Average credit card debt in Excel is approximately $4,817, based on overall Alabama data. [1]

Credit Card Delinquency in Excel

^ Based on overall AL data, the credit card delinquency rate in Excel is approximately 0.77%. [2]

Credit Scores in Excel

^ The average credit score in Excel is approximately 675, based on collective Alabama data. [3]

AL Credit Cards

Excel, AL Credit Card & Personal Finance Statistics

Excel Credit Card Debt


  • Credit Card Debt in Excel
    • The estimated average credit card debt for Excel residents is $4,817. [1]
    • Average credit card debt amount in Alabama (all cities) is 3% less than the national average of $4,965.
    • Collectively, Alabama cities rank 27th in the U.S. in average credit card debt. [1]

Excel Credit Card Calculator


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

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Learn more about legal online credit repair.


Excel Credit Scores


  • Credit Scores in Excel
    • Residents of Excel, AL have an estimated average credit score of 675. [3]
    • The average credit score in Alabama (all cities) is 3.02% less than the national average score of 696.
    • Alabama collectively ranks 46th in the U.S. in average credit score of residents. [3]

More Excel, AL Credit Stats

  • Credit card delinquency rates in Alabama [2]
    • Alabama residents (all cities) rank 2nd in the U.S. with a rate that is 35% greater than the national average of 0.57%.
  • Excel cardholders that are more than 90 days late on payments
    • Alabama Rate: 0.77%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Excel [4]
    • Excel (Alabama) Law: 3 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Alabama

About Excel

Excel is a town located in Monroe County in the state of Alabama, and has a population of approximately 723. [6]

AL Credit Cards

Excel Credit Cards

For more information about Excel credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Additional Cities in AL

ZIP Codes in Alabama


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Alabama State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau