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Comprehensive Local Credit Card Guide

Credit Cards in 25857 (Josephine, WV)

Credit Card Debt in 25857

^ Average credit card debt in 25857 is approximately $4,315, based on overall West Virginia data. [1]

Credit Card Delinquency in 25857

^ Based on overall West Virginia data, the credit card delinquency rate in Josephine is approximately 0.76%. [2]

Credit Scores in 25857

^ The average credit score in Josephine is approximately 689, based on collective West Virginia data. [3]

WV Credit Cards

Credit Card & Personal Finance Statistics in 25857

Credit Card Debt in 25857


  • 25857 Credit Card Debt
    • The estimated average credit card debt for 25857 residents is $4,315. [1]
    • Average credit card debt amount in West Virginia (all cities) is 13% less than the national average of $4,965.
    • Collectively, West Virginia cities rank 47th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 25857


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25857 Credit Scores


  • Credit Scores in 25857
    • Residents of 25857 (WV) have an estimated average credit score of 689. [3]
    • The average credit score in West Virginia (all cities) is 1.01% less than the national average score of 696.
    • West Virginia collectively ranks 37th in the U.S. in average credit score of residents. [3]

More 25857 (Josephine, WV) Credit Stats

  • Credit card delinquency rates in West Virginia [2]
    • West Virginia residents (all cities) rank 5th in the U.S. with a rate that is 33% greater than the national average of 0.57%.
  • Cardholders in 25857 who are more than 90 days late on payments
    • West Virginia Rate: 0.76%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 25857 [4]
    • 25857 (West Virginia) Law: 10 years
    • U.S. State Average: 5.4 years
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Additional information about West Virginia

About 25857

25857 is associated with the city of Josephine, which is located in Raleigh County in the state of West Virginia. [6]

WV Credit Cards

25857 Credit Cards

For more information about 25857 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in West Virginia


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Cities in WV

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ West Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau