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Comprehensive Local Credit Card Guide

Credit Cards in 23431 (Smithfield, VA)

Credit Card Debt in 23431

^ Average credit card debt in 23431 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 23431

^ Based on overall Virginia data, the credit card delinquency rate in Smithfield is approximately 0.53%. [2]

Credit Scores in 23431

^ The average credit score in Smithfield is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 23431

Credit Card Debt in 23431


  • 23431 Credit Card Debt
    • The estimated average credit card debt for 23431 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 23431


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23431 Credit Scores


  • Credit Scores in 23431
    • Residents of 23431 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 23431 (Smithfield, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 23431 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 23431 [4]
    • 23431 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years
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Additional information about Virginia

About 23431

23431 is associated with the city of Smithfield, which is located in Isle of Wight County in the state of Virginia. [6]

VA Credit Cards

23431 Credit Cards

For more information about 23431 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau