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Comprehensive Local Credit Card Guide

Credit Cards in 20197 (Waterford, VA)

Credit Card Debt in 20197

^ Average credit card debt in 20197 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 20197

^ Based on overall Virginia data, the credit card delinquency rate in Waterford is approximately 0.53%. [2]

Credit Scores in 20197

^ The average credit score in Waterford is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 20197

Credit Card Debt in 20197


  • 20197 Credit Card Debt
    • The estimated average credit card debt for 20197 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20197


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20197 Credit Scores


  • Credit Scores in 20197
    • Residents of 20197 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 20197 (Waterford, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 20197 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20197 [4]
    • 20197 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20197 (Waterford, VA)

Recent credit card complaints originating from consumers in 20197, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jul 13, 2012
20197
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Mar 7, 2017
20197
Credit determination
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No

Local financial institutions in or near 20197

Banks in or near 20197 (Waterford, VA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 20197 produced no matches.

ATMs in or near 20197 (Waterford, VA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 20197 produced no matches.

Credit Unions in or near 20197 (Waterford, VA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 20197 produced no matches.

Household Income Statistics in 20197

Income: 20197 vs. Virginia

Median household income in 20197 ($122,535) is approximately 74 percent greater than the median income for the state as a whole ($70,231). [5]


Income Breakdown in 20197

The median household income in 20197 is $122,535, versus $70,231 for Virginia and $58,283 for the U.S. Approximately 4 percent of Waterford households have incomes below poverty level. [5]



Income: 20197 vs. Nation

Median household income in 20197 ($122,535) is approximately 110 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Virginia

About 20197

20197 is associated with the city of Waterford, which is located in Loudoun County in the state of Virginia. [6]

VA Credit Cards

20197 Credit Cards

For more information about 20197 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau