Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 20176 (Leesburg, VA)

Credit Card Debt in 20176

^ Average credit card debt in 20176 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 20176

^ Based on overall Virginia data, the credit card delinquency rate in Leesburg is approximately 0.53%. [2]

Credit Scores in 20176

^ The average credit score in Leesburg is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 20176

Credit Card Debt in 20176


  • 20176 Credit Card Debt
    • The estimated average credit card debt for 20176 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20176


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


20176 Credit Scores


  • Credit Scores in 20176
    • Residents of 20176 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 20176 (Leesburg, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 20176 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20176 [4]
    • 20176 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20176 (Leesburg, VA)

Recent credit card complaints originating from consumers in 20176, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Feb 17, 2015
20176
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
Yes
Feb 10, 2014
20176
Closing/Cancelling account
TD BANK US HOLDING COMPANY
Closed with non-monetary relief
Yes
No
Mar 20, 2017
20176
Billing statement
HSBC NORTH AMERICA HOLDINGS INC.
Closed with explanation
Yes
No
Jul 11, 2012
20176
Billing statement
JPMORGAN CHASE & CO.
Closed with non-monetary relief
Yes
No
Dec 1, 2011
20176
Billing disputes
AMERICAN EXPRESS COMPANY
Closed without relief
Yes
No
Sep 28, 2014
20176
Payoff process
CITIBANK, N.A.
Closed with explanation
Yes
No
Jun 30, 2016
20176
Delinquent account
CITIBANK, N.A.
Closed with explanation
Yes
No
Feb 1, 2013
20176
Credit line increase/decrease
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jan 24, 2014
20176
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Dec 17, 2012
20176
Other
DISCOVER BANK
Closed with explanation
Yes
No
Oct 4, 2016
20176
Billing disputes
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Feb 3, 2015
20176
Cash advance
WELLS FARGO & COMPANY
Closed with explanation
Yes
No
Mar 9, 2012
20176
Billing disputes
JPMORGAN CHASE & CO.
Closed with relief
Yes
No
Apr 16, 2017
20176
Late fee
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
No
Dec 1, 2011
20176
Billing disputes
SUNTRUST BANKS, INC.
Closed without relief
Yes
No
Nov 9, 2012
20176
Delinquent account
DISCOVER BANK
Closed with non-monetary relief
Yes
No
Jun 16, 2015
20176
Identity theft / Fraud / Embezzlement
PNC Bank N.A.
Closed with explanation
Yes
No
Mar 20, 2017
20176
Application processing delay
BARCLAYS BANK DELAWARE
Closed with explanation
Yes
No
Jul 8, 2012
20176
APR or interest rate
FIRST NATIONAL BANK OF OMAHA
Closed with non-monetary relief
Yes
No
Dec 8, 2016
20176
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jan 10, 2014
20176
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Mar 18, 2016
20176
Unsolicited issuance of credit card
TD BANK US HOLDING COMPANY
Closed with explanation
Yes
Yes
Jun 20, 2013
20176
Delinquent account
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Mar 30, 2012
20176
Other fee
DISCOVER BANK
Closed with relief
Yes
No
Sep 21, 2013
20176
Closing/Cancelling account
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
May 20, 2016
20176
Transaction issue
Continental Finance Company, LLC
Closed with explanation
Yes
No
Oct 18, 2012
20176
APR or interest rate
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Jul 12, 2012
20176
Billing disputes
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jun 19, 2014
20176
Closing/Cancelling account
SUNTRUST BANKS, INC.
Closed with monetary relief
Yes
No
Dec 3, 2012
20176
Credit reporting
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
Yes

Local financial institutions in or near 20176

Banks in or near 20176 (Leesburg, VA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 20176 produced no matches.

ATMs in or near 20176 (Leesburg, VA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 20176 produced no matches.

Credit Unions in or near 20176 (Leesburg, VA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 20176 produced no matches.

Household Income Statistics in 20176

Income: 20176 vs. Virginia

Median household income in 20176 ($26,601) is approximately 62 percent less than the median income for the state as a whole ($70,231). [5]


Income Breakdown in 20176

The median household income in 20176 is $26,601, versus $70,231 for Virginia and $58,283 for the U.S. Approximately 4 percent of Leesburg households have incomes below poverty level. [5]



Income: 20176 vs. Nation

Median household income in 20176 ($26,601) is approximately 54 percent less than the median income for the entire United States ($58,283). [5]


Additional information about Virginia

About 20176

20176 is associated with the city of Leesburg, which is located in Loudoun County in the state of Virginia. [6]

VA Credit Cards

20176 Credit Cards

For more information about 20176 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Virginia


Go

Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau