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Comprehensive Local Credit Card Guide

Credit Cards in 20165 (Sterling, VA)

Credit Card Debt in 20165

^ Average credit card debt in 20165 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 20165

^ Based on overall Virginia data, the credit card delinquency rate in Sterling is approximately 0.53%. [2]

Credit Scores in 20165

^ The average credit score in Sterling is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 20165

Credit Card Debt in 20165


  • 20165 Credit Card Debt
    • The estimated average credit card debt for 20165 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20165


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20165 Credit Scores


  • Credit Scores in 20165
    • Residents of 20165 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 20165 (Sterling, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 20165 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20165 [4]
    • 20165 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20165 (Sterling, VA)

Recent credit card complaints originating from consumers in 20165, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Jan 14, 2017
20165
Late fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No
Sep 28, 2014
20165
Other
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
Yes
Dec 5, 2011
20165
Late fee
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
Sep 17, 2014
20165
Credit line increase/decrease
UNITED SERVICES AUTOMOBILE ASSOCIATION
Closed with non-monetary relief
Yes
No
Apr 29, 2015
20165
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Nov 20, 2012
20165
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Aug 29, 2013
20165
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Nov 8, 2016
20165
Billing disputes
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Feb 14, 2012
20165
Late fee
SYNCHRONY FINANCIAL
Closed with relief
Yes
No
Mar 15, 2013
20165
Closing/Cancelling account
BB&T CORPORATION
Closed with non-monetary relief
Yes
No
Nov 19, 2012
20165
Application processing delay
WELLS FARGO & COMPANY
Closed with explanation
Yes
No

Local financial institutions in or near 20165

Banks in or near 20165 (Sterling, VA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 20165 produced no matches.

ATMs in or near 20165 (Sterling, VA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 20165 produced no matches.

Credit Unions in or near 20165 (Sterling, VA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 20165 produced no matches.

Household Income Statistics in 20165

Income: 20165 vs. Virginia

Median household income in 20165 ($131,970) is approximately 88 percent greater than the median income for the state as a whole ($70,231). [5]


Income Breakdown in 20165

The median household income in 20165 is $131,970, versus $70,231 for Virginia and $58,283 for the U.S. Approximately 4 percent of Sterling households have incomes below poverty level. [5]



Income: 20165 vs. Nation

Median household income in 20165 ($131,970) is approximately 126 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Virginia

About 20165

20165 is associated with the city of Sterling, which is located in Loudoun County in the state of Virginia. [6]

VA Credit Cards

20165 Credit Cards

For more information about 20165 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau