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Comprehensive Local Credit Card Guide

Credit Cards in 20147 (Ashburn, VA)

Credit Card Debt in 20147

^ Average credit card debt in 20147 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 20147

^ Based on overall Virginia data, the credit card delinquency rate in Ashburn is approximately 0.53%. [2]

Credit Scores in 20147

^ The average credit score in Ashburn is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 20147

Credit Card Debt in 20147


  • 20147 Credit Card Debt
    • The estimated average credit card debt for 20147 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20147


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20147 Credit Scores


  • Credit Scores in 20147
    • Residents of 20147 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 20147 (Ashburn, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 20147 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20147 [4]
    • 20147 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20147 (Ashburn, VA)

Recent credit card complaints originating from consumers in 20147, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Dec 7, 2016
20147
Billing statement
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Sep 8, 2015
20147
Rewards
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jun 19, 2012
20147
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 20, 2012
20147
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Mar 11, 2014
20147
Credit determination
SYNCHRONY FINANCIAL
Closed with explanation
Yes
No
Aug 12, 2013
20147
Closing/Cancelling account
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
Yes
Mar 20, 2014
20147
Closing/Cancelling account
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
May 19, 2012
20147
Delinquent account
CITIBANK, N.A.
Closed without relief
Yes
Yes
Oct 25, 2013
20147
Unsolicited issuance of credit card
BNY MELLON, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Mar 3, 2014
20147
Closing/Cancelling account
CITIBANK, N.A.
Closed with explanation
Yes
No
Aug 23, 2015
20147
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Nov 9, 2014
20147
Late fee
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
Sep 9, 2015
20147
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed with explanation
Yes
No
Feb 10, 2015
20147
Customer service / Customer relations
NAVY FEDERAL CREDIT UNION
Closed with explanation
Yes
Yes
Jan 6, 2012
20147
Late fee
WELLS FARGO & COMPANY
Closed with relief
Yes
No
Jan 29, 2013
20147
APR or interest rate
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Mar 27, 2017
20147
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with non-monetary relief
Yes
No
Apr 5, 2013
20147
Transaction issue
CITIBANK, N.A.
Closed with monetary relief
Yes
Yes
Feb 10, 2016
20147
Rewards
BARCLAYS BANK DELAWARE
Closed with monetary relief
Yes
No
Feb 6, 2017
20147
Billing disputes
CITIBANK, N.A.
Closed with explanation
Yes
No
Dec 2, 2011
20147
Credit reporting
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
Jan 5, 2015
20147
Other
JPMORGAN CHASE & CO.
Closed with explanation
Yes
No
Jun 30, 2013
20147
Identity theft / Fraud / Embezzlement
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
Yes
Feb 3, 2012
20147
Billing disputes
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with relief
Yes
No
Aug 30, 2016
20147
Rewards
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Mar 9, 2012
20147
Credit reporting
CITIBANK, N.A.
Closed without relief
Yes
No
Jan 22, 2013
20147
Customer service / Customer relations
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Apr 12, 2017
20147
Billing disputes
JPMORGAN CHASE & CO.
Closed with monetary relief
Yes
No
Dec 3, 2011
20147
Credit determination
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Dec 13, 2011
20147
Late fee
WELLS FARGO & COMPANY
Closed with relief
Yes
No
Feb 4, 2015
20147
Identity theft / Fraud / Embezzlement
SYNCHRONY FINANCIAL
Closed with non-monetary relief
Yes
Yes
Jun 19, 2012
20147
Customer service / Customer relations
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with monetary relief
Yes
No

Local financial institutions in or near 20147

Banks in or near 20147 (Ashburn, VA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 20147 produced no matches.

ATMs in or near 20147 (Ashburn, VA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 20147 produced no matches.

Credit Unions in or near 20147 (Ashburn, VA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 20147 produced no matches.

Household Income Statistics in 20147

Income: 20147 vs. Virginia

Median household income in 20147 ($132,833) is approximately 89 percent greater than the median income for the state as a whole ($70,231). [5]


Income Breakdown in 20147

The median household income in 20147 is $132,833, versus $70,231 for Virginia and $58,283 for the U.S. Approximately 4 percent of Ashburn households have incomes below poverty level. [5]



Income: 20147 vs. Nation

Median household income in 20147 ($132,833) is approximately 128 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Virginia

About 20147

20147 is associated with the city of Ashburn, which is located in Loudoun County in the state of Virginia. [6]

VA Credit Cards

20147 Credit Cards

For more information about 20147 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Paying with plastic? American Express was the first company with an actual plastic credit card - the first being introduced in 1958.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau