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Comprehensive Local Credit Card Guide

Credit Cards in 20120 (Centreville, VA)

Credit Card Debt in 20120

^ Average credit card debt in 20120 is approximately $5,329, based on overall Virginia data. [1]

Credit Card Delinquency in 20120

^ Based on overall Virginia data, the credit card delinquency rate in Centreville is approximately 0.53%. [2]

Credit Scores in 20120

^ The average credit score in Centreville is approximately 701, based on collective Virginia data. [3]

VA Credit Cards

Credit Card & Personal Finance Statistics in 20120

Credit Card Debt in 20120


  • 20120 Credit Card Debt
    • The estimated average credit card debt for 20120 residents is $5,329. [1]
    • Average credit card debt amount in Virginia (all cities) is 7% greater than the national average of $4,965.
    • Collectively, Virginia cities rank 10th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 20120


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20120 Credit Scores


  • Credit Scores in 20120
    • Residents of 20120 (VA) have an estimated average credit score of 701. [3]
    • The average credit score in Virginia (all cities) is 0.72% greater than the national average score of 696.
    • Virginia collectively ranks 28th in the U.S. in average credit score of residents. [3]

More 20120 (Centreville, VA) Credit Stats

  • Credit card delinquency rates in Virginia [2]
    • Virginia residents (all cities) rank 32nd in the U.S. with a rate that is 7% less than the national average of 0.57%.
  • Cardholders in 20120 who are more than 90 days late on payments
    • Virginia Rate: 0.53%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 20120 [4]
    • 20120 (Virginia) Law: 3 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 20120 (Centreville, VA)

Recent credit card complaints originating from consumers in 20120, VA. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Date Complaint FiledZIP of ComplaintType of ComplaintCompanyStatus of ComplaintTimely response?Consumer disputed?
Apr 30, 2012
20120
Credit card protection / Debt protection
DISCOVER BANK
Closed with relief
Yes
No
May 30, 2013
20120
Other
CITIBANK, N.A.
Closed with explanation
Yes
No
Sep 23, 2014
20120
Payoff process
SYNCHRONY FINANCIAL
Closed with monetary relief
Yes
No
May 3, 2013
20120
Customer service / Customer relations
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with explanation
Yes
No
Jul 22, 2016
20120
Delinquent account
CAPITAL ONE FINANCIAL CORPORATION
Closed with non-monetary relief
No
No
Oct 16, 2012
20120
Collection practices
BB&T CORPORATION
Closed with explanation
Yes
No
Jul 5, 2012
20120
Other
BANK OF AMERICA, NATIONAL ASSOCIATION
Closed with non-monetary relief
Yes
No
Jul 30, 2013
20120
Rewards
U.S. BANCORP
Closed with monetary relief
Yes
Yes
Dec 17, 2011
20120
Other
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
No
Aug 15, 2014
20120
Identity theft / Fraud / Embezzlement
CITIBANK, N.A.
Closed with monetary relief
Yes
No
Feb 18, 2012
20120
Credit card protection / Debt protection
CAPITAL ONE FINANCIAL CORPORATION
Closed without relief
Yes
Yes
Feb 5, 2016
20120
Balance transfer
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Apr 8, 2015
20120
Credit card protection / Debt protection
U.S. BANCORP
Closed with explanation
Yes
No
Jan 28, 2016
20120
Advertising and marketing
AMERICAN EXPRESS COMPANY
Closed with explanation
Yes
No
Jun 28, 2015
20120
Other
WELLS FARGO & COMPANY
Closed with monetary relief
Yes
No

Local financial institutions in or near 20120

Banks in or near 20120 (Centreville, VA)

Local banks offering credit and financial products to residents of the community.

Sorry, no local banks found.

Our search for banks located in 20120 produced no matches.

ATMs in or near 20120 (Centreville, VA)

Local Automated Teller Machines (ATMs) for use by residents of the community.


Sorry, no local ATMs were found.

Our search for ATMs located in 20120 produced no matches.

Credit Unions in or near 20120 (Centreville, VA)

Local credit unions offering financial products to residents of the community.


Sorry, no local credit unions were found.

Our search for credit unions located in 20120 produced no matches.

Household Income Statistics in 20120

Income: 20120 vs. Virginia

Median household income in 20120 ($174,646) is approximately 149 percent greater than the median income for the state as a whole ($70,231). [5]


Income Breakdown in 20120

The median household income in 20120 is $174,646, versus $70,231 for Virginia and $58,283 for the U.S. Approximately 6 percent of Centreville households have incomes below poverty level. [5]



Income: 20120 vs. Nation

Median household income in 20120 ($174,646) is approximately 200 percent greater than the median income for the entire United States ($58,283). [5]


Additional information about Virginia

About 20120

20120 is associated with the city of Centreville, which is located in Fairfax County in the state of Virginia. [6]

VA Credit Cards

20120 Credit Cards

For more information about 20120 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Virginia


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Cities in VA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Virginia State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau