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Comprehensive Local Credit Card Guide

Credit Cards in 05445 (Charlotte, VT)

Credit Card Debt in 05445

^ Average credit card debt in 05445 is approximately $4,693, based on overall Vermont data. [1]

Credit Card Delinquency in 05445

^ Based on overall Vermont data, the credit card delinquency rate in Charlotte is approximately 0.45%. [2]

Credit Scores in 05445

^ The average credit score in Charlotte is approximately 721, based on collective Vermont data. [3]

VT Credit Cards

Credit Card & Personal Finance Statistics in 05445

Credit Card Debt in 05445


  • 05445 Credit Card Debt
    • The estimated average credit card debt for 05445 residents is $4,693. [1]
    • Average credit card debt amount in Vermont (all cities) is 5% less than the national average of $4,965.
    • Collectively, Vermont cities rank 34th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 05445


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05445 Credit Scores


  • Credit Scores in 05445
    • Residents of 05445 (VT) have an estimated average credit score of 721. [3]
    • The average credit score in Vermont (all cities) is 3.59% greater than the national average score of 696.
    • Vermont collectively ranks 2nd in the U.S. in average credit score of residents. [3]

More 05445 (Charlotte, VT) Credit Stats

  • Credit card delinquency rates in Vermont [2]
    • Vermont residents (all cities) rank 40th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 05445 who are more than 90 days late on payments
    • Vermont Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 05445 [4]
    • 05445 (Vermont) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Vermont

About 05445

05445 is associated with the city of Charlotte, which is located in Chittenden County in the state of Vermont. [6]

VT Credit Cards

05445 Credit Cards

For more information about 05445 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Alaska residents had the highest average credit card debt in the nation in 2013, at $6,910 per cardholder.

Other ZIP Codes in Vermont


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Cities in VT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Vermont State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau