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Comprehensive Local Credit Card Guide

Layton Credit Cards

Credit Card Debt in Layton

^ Average credit card debt in Layton is approximately $4,559, based on overall Utah data. [1]

Credit Card Delinquency in Layton

^ Based on overall UT data, the credit card delinquency rate in Layton is approximately 0.39%. [2]

Credit Scores in Layton

^ The average credit score in Layton is approximately 710, based on collective Utah data. [3]

UT Credit Cards

Layton, UT Credit Card & Personal Finance Statistics

Layton Credit Card Debt


  • Credit Card Debt in Layton
    • The estimated average credit card debt for Layton residents is $4,559. [1]
    • Average credit card debt amount in Utah (all cities) is 8% less than the national average of $4,965.
    • Collectively, Utah cities rank 40th in the U.S. in average credit card debt. [1]

Layton Credit Card Calculator


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Layton Credit Scores


  • Credit Scores in Layton
    • Residents of Layton, UT have an estimated average credit score of 710. [3]
    • The average credit score in Utah (all cities) is 2.01% greater than the national average score of 696.
    • Utah collectively ranks 17th in the U.S. in average credit score of residents. [3]

More Layton, UT Credit Stats

  • Credit card delinquency rates in Utah [2]
    • Utah residents (all cities) rank 47th in the U.S. with a rate that is 32% less than the national average of 0.57%.
  • Layton cardholders that are more than 90 days late on payments
    • Utah Rate: 0.39%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in Layton [4]
    • Layton (Utah) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Utah

About Layton

Layton is a city located in Davis County in the state of Utah, and has a population of approximately 67,311. [6]

UT Credit Cards

Layton Credit Cards

For more information about Layton credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Additional Cities in UT

ZIP Codes in Utah


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References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Utah State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau