Ephraim, UT Credit Card & Personal Finance Statistics
Ephraim Credit Card Debt
- Credit Card Debt in Ephraim
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- The estimated average credit card debt for Ephraim residents is $4,559. [1]
- Average credit card debt amount in Utah (all cities) is
8% less than the national average of $4,965.
- Collectively, Utah cities rank 40th in the U.S. in average credit card debt. [1]
Ephraim Credit Card Calculator
Ephraim Credit Scores
- Credit Scores in Ephraim
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- Residents of Ephraim, UT have an estimated average credit score of 710. [3]
- The average credit score in Utah (all cities) is
2.01% greater than the national average score of 696.
- Utah collectively ranks 17th in the U.S. in average credit score of residents. [3]
More Ephraim, UT Credit Stats
- Credit card delinquency rates in Utah [2]
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- Utah residents (all cities) rank 47th in the U.S. with a rate that
is 32% less than the national average of 0.57%.
- Ephraim cardholders that are more than 90 days late on payments
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- Utah Rate: 0.39%
- National Average: 0.57%
- Statute of limitations for credit card debt in Ephraim [4]
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- Ephraim (Utah) Law: 4 years
- U.S. State Average: 5.4 years
Additional information about Utah
About Ephraim
Ephraim is a city located in Sanpete County in the state of Utah, and has a population of approximately 6,135. [6]
Did you know?
The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.
1. ^ The Washington Post
2. ^ TransUnion
3. ^ Equifax
4. ^ Utah State Legislature
5. ^ Consumer Financial Protection Bureau
6. ^ United States Census Bureau
