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Comprehensive Local Credit Card Guide

Credit Cards in 84412 (Ogden, UT)

Credit Card Debt in 84412

^ Average credit card debt in 84412 is approximately $4,559, based on overall Utah data. [1]

Credit Card Delinquency in 84412

^ Based on overall Utah data, the credit card delinquency rate in Ogden is approximately 0.39%. [2]

Credit Scores in 84412

^ The average credit score in Ogden is approximately 710, based on collective Utah data. [3]

UT Credit Cards

Credit Card & Personal Finance Statistics in 84412

Credit Card Debt in 84412


  • 84412 Credit Card Debt
    • The estimated average credit card debt for 84412 residents is $4,559. [1]
    • Average credit card debt amount in Utah (all cities) is 8% less than the national average of $4,965.
    • Collectively, Utah cities rank 40th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 84412


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84412 Credit Scores


  • Credit Scores in 84412
    • Residents of 84412 (UT) have an estimated average credit score of 710. [3]
    • The average credit score in Utah (all cities) is 2.01% greater than the national average score of 696.
    • Utah collectively ranks 17th in the U.S. in average credit score of residents. [3]

More 84412 (Ogden, UT) Credit Stats

  • Credit card delinquency rates in Utah [2]
    • Utah residents (all cities) rank 47th in the U.S. with a rate that is 32% less than the national average of 0.57%.
  • Cardholders in 84412 who are more than 90 days late on payments
    • Utah Rate: 0.39%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 84412 [4]
    • 84412 (Utah) Law: 4 years
    • U.S. State Average: 5.4 years

Credit Card Complaints in or near 84412 (Ogden, UT)

Recent credit card complaints originating from consumers in 84412, UT. Local consumers submitted these credit card complaints to the Consumer Financial Protection Bureau (CFPB). The date of the complaint, type of complaint and status of the inquiry are listed below.[5]


Consumer Complaints by Issue in 84412

Complaint Issue Number of Complaints*
Written notification about debt 1
* Total 2021 - 2024 (current)

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Additional information about Utah

About 84412

84412 is associated with the city of Ogden, which is located in Weber County in the state of Utah. [6]

UT Credit Cards

84412 Credit Cards

For more information about 84412 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Utah


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Cities in UT

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Utah State Legislature

5. ^ Consumer financial complaints in 84412

6. ^ United States Census Bureau