Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 78763 (Austin, TX)

Credit Card Debt in 78763

^ Average credit card debt in 78763 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 78763

^ Based on overall Texas data, the credit card delinquency rate in Austin is approximately 0.59%. [2]

Credit Scores in 78763

^ The average credit score in Austin is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 78763

Credit Card Debt in 78763


  • 78763 Credit Card Debt
    • The estimated average credit card debt for 78763 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 78763


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


78763 Credit Scores


  • Credit Scores in 78763
    • Residents of 78763 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 78763 (Austin, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 78763 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 78763 [4]
    • 78763 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Texas

About 78763

78763 is associated with the city of Austin, which is located in Travis County in the state of Texas. [6]

TX Credit Cards

78763 Credit Cards

For more information about 78763 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Texas


Go

Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau