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Comprehensive Local Credit Card Guide

Credit Cards in 78736 (Austin, TX)

Credit Card Debt in 78736

^ Average credit card debt in 78736 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 78736

^ Based on overall Texas data, the credit card delinquency rate in Austin is approximately 0.59%. [2]

Credit Scores in 78736

^ The average credit score in Austin is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 78736

Credit Card Debt in 78736


  • 78736 Credit Card Debt
    • The estimated average credit card debt for 78736 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 78736


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78736 Credit Scores


  • Credit Scores in 78736
    • Residents of 78736 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 78736 (Austin, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 78736 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 78736 [4]
    • 78736 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About 78736

78736 is associated with the city of Austin, which is located in Travis County in the state of Texas. [6]

TX Credit Cards

78736 Credit Cards

For more information about 78736 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Texas


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Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau