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Comprehensive Local Credit Card Guide

Credit Cards in 77201 (Houston, TX)

Credit Card Debt in 77201

^ Average credit card debt in 77201 is approximately $5,173, based on overall Texas data. [1]

Credit Card Delinquency in 77201

^ Based on overall Texas data, the credit card delinquency rate in Houston is approximately 0.59%. [2]

Credit Scores in 77201

^ The average credit score in Houston is approximately 674, based on collective Texas data. [3]

TX Credit Cards

Credit Card & Personal Finance Statistics in 77201

Credit Card Debt in 77201


  • 77201 Credit Card Debt
    • The estimated average credit card debt for 77201 residents is $5,173. [1]
    • Average credit card debt amount in Texas (all cities) is 4% greater than the national average of $4,965.
    • Collectively, Texas cities rank 14th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 77201


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77201 Credit Scores


  • Credit Scores in 77201
    • Residents of 77201 (TX) have an estimated average credit score of 674. [3]
    • The average credit score in Texas (all cities) is 3.16% less than the national average score of 696.
    • Texas collectively ranks 47th in the U.S. in average credit score of residents. [3]

More 77201 (Houston, TX) Credit Stats

  • Credit card delinquency rates in Texas [2]
    • Texas residents (all cities) rank 20th in the U.S. with a rate that is 4% greater than the national average of 0.57%.
  • Cardholders in 77201 who are more than 90 days late on payments
    • Texas Rate: 0.59%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 77201 [4]
    • 77201 (Texas) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Texas

About 77201

77201 is associated with the city of Houston, which is located in Harris County in the state of Texas. [6]

TX Credit Cards

77201 Credit Cards

For more information about 77201 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Texas


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Cities in TX

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Texas State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau