Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 38157 (Memphis, TN)

Credit Card Debt in 38157

^ Average credit card debt in 38157 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 38157

^ Based on overall Tennessee data, the credit card delinquency rate in Memphis is approximately 0.66%. [2]

Credit Scores in 38157

^ The average credit score in Memphis is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 38157

Credit Card Debt in 38157


  • 38157 Credit Card Debt
    • The estimated average credit card debt for 38157 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38157


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


38157 Credit Scores


  • Credit Scores in 38157
    • Residents of 38157 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 38157 (Memphis, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 38157 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38157 [4]
    • 38157 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Tennessee

About 38157

38157 is associated with the city of Memphis, which is located in Shelby County in the state of Tennessee. [6]

TN Credit Cards

38157 Credit Cards

For more information about 38157 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Tennessee


Go

Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau