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Comprehensive Local Credit Card Guide

Credit Cards in 38132 (Memphis, TN)

Credit Card Debt in 38132

^ Average credit card debt in 38132 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 38132

^ Based on overall Tennessee data, the credit card delinquency rate in Memphis is approximately 0.66%. [2]

Credit Scores in 38132

^ The average credit score in Memphis is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 38132

Credit Card Debt in 38132


  • 38132 Credit Card Debt
    • The estimated average credit card debt for 38132 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 38132


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38132 Credit Scores


  • Credit Scores in 38132
    • Residents of 38132 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 38132 (Memphis, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 38132 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 38132 [4]
    • 38132 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Tennessee

About 38132

38132 is associated with the city of Memphis, which is located in Shelby County in the state of Tennessee. [6]

TN Credit Cards

38132 Credit Cards

For more information about 38132 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau