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Comprehensive Local Credit Card Guide

Credit Cards in 37414 (Chattanooga, TN)

Credit Card Debt in 37414

^ Average credit card debt in 37414 is approximately $4,669, based on overall Tennessee data. [1]

Credit Card Delinquency in 37414

^ Based on overall Tennessee data, the credit card delinquency rate in Chattanooga is approximately 0.66%. [2]

Credit Scores in 37414

^ The average credit score in Chattanooga is approximately 682, based on collective Tennessee data. [3]

TN Credit Cards

Credit Card & Personal Finance Statistics in 37414

Credit Card Debt in 37414


  • 37414 Credit Card Debt
    • The estimated average credit card debt for 37414 residents is $4,669. [1]
    • Average credit card debt amount in Tennessee (all cities) is 6% less than the national average of $4,965.
    • Collectively, Tennessee cities rank 35th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 37414


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37414 Credit Scores


  • Credit Scores in 37414
    • Residents of 37414 (TN) have an estimated average credit score of 682. [3]
    • The average credit score in Tennessee (all cities) is 2.01% less than the national average score of 696.
    • Tennessee collectively ranks 43rd in the U.S. in average credit score of residents. [3]

More 37414 (Chattanooga, TN) Credit Stats

  • Credit card delinquency rates in Tennessee [2]
    • Tennessee residents (all cities) rank 14th in the U.S. with a rate that is 16% greater than the national average of 0.57%.
  • Cardholders in 37414 who are more than 90 days late on payments
    • Tennessee Rate: 0.66%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 37414 [4]
    • 37414 (Tennessee) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Tennessee

About 37414

37414 is associated with the city of Chattanooga, which is located in Hamilton County in the state of Tennessee. [6]

TN Credit Cards

37414 Credit Cards

For more information about 37414 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

Iowa residents had the lowest average credit card debt in the nation in 2013, at $3,885 per cardholder.

Other ZIP Codes in Tennessee


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Cities in TN

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Tennessee State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau