Credit Card LocalCredit Card Local
Comprehensive Local Credit Card Guide

Credit Cards in 16947 (Troy, PA)

Credit Card Debt in 16947

^ Average credit card debt in 16947 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 16947

^ Based on overall Pennsylvania data, the credit card delinquency rate in Troy is approximately 0.54%. [2]

Credit Scores in 16947

^ The average credit score in Troy is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 16947

Credit Card Debt in 16947


  • 16947 Credit Card Debt
    • The estimated average credit card debt for 16947 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 16947


How much are you paying in interest?

Credit Card Balance:
Interest (Annual Percentage Rate):
Monthly Payment: (at least $25 for each $100)
Months required to pay balance:
Your total payment will be:
Your total interest payments will be:

Lexington Law. We know credit Repair

Learn more about legal online credit repair.


16947 Credit Scores


  • Credit Scores in 16947
    • Residents of 16947 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 16947 (Troy, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 16947 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 16947 [4]
    • 16947 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
CIT Savings Builder

Additional information about Pennsylvania

About 16947

16947 is associated with the city of Troy, which is located in Bradford County in the state of Pennsylvania. [6]

PA Credit Cards

16947 Credit Cards

For more information about 16947 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Pennsylvania


Go

Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau