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Comprehensive Local Credit Card Guide

Credit Cards in 15642 (Irwin, PA)

Credit Card Debt in 15642

^ Average credit card debt in 15642 is approximately $4,629, based on overall Pennsylvania data. [1]

Credit Card Delinquency in 15642

^ Based on overall Pennsylvania data, the credit card delinquency rate in Irwin is approximately 0.54%. [2]

Credit Scores in 15642

^ The average credit score in Irwin is approximately 709, based on collective Pennsylvania data. [3]

PA Credit Cards

Credit Card & Personal Finance Statistics in 15642

Credit Card Debt in 15642


  • 15642 Credit Card Debt
    • The estimated average credit card debt for 15642 residents is $4,629. [1]
    • Average credit card debt amount in Pennsylvania (all cities) is 7% less than the national average of $4,965.
    • Collectively, Pennsylvania cities rank 36th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 15642


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15642 Credit Scores


  • Credit Scores in 15642
    • Residents of 15642 (PA) have an estimated average credit score of 709. [3]
    • The average credit score in Pennsylvania (all cities) is 1.87% greater than the national average score of 696.
    • Pennsylvania collectively ranks 19th in the U.S. in average credit score of residents. [3]

More 15642 (Irwin, PA) Credit Stats

  • Credit card delinquency rates in Pennsylvania [2]
    • Pennsylvania residents (all cities) rank 30th in the U.S. with a rate that is 5% less than the national average of 0.57%.
  • Cardholders in 15642 who are more than 90 days late on payments
    • Pennsylvania Rate: 0.54%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 15642 [4]
    • 15642 (Pennsylvania) Law: 4 years
    • U.S. State Average: 5.4 years
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Additional information about Pennsylvania

About 15642

15642 is associated with the city of Irwin, which is located in Westmoreland County in the state of Pennsylvania. [6]

PA Credit Cards

15642 Credit Cards

For more information about 15642 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Pennsylvania


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Cities in PA

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Pennsylvania State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau