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Comprehensive Local Credit Card Guide

Credit Cards in 97638 (Silver Lake, OR)

Credit Card Debt in 97638

^ Average credit card debt in 97638 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97638

^ Based on overall Oregon data, the credit card delinquency rate in Silver Lake is approximately 0.45%. [2]

Credit Scores in 97638

^ The average credit score in Silver Lake is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97638

Credit Card Debt in 97638


  • 97638 Credit Card Debt
    • The estimated average credit card debt for 97638 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97638


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97638 Credit Scores


  • Credit Scores in 97638
    • Residents of 97638 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97638 (Silver Lake, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97638 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97638 [4]
    • 97638 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Oregon

About 97638

97638 is associated with the city of Silver Lake, which is located in Lake County in the state of Oregon. [6]

OR Credit Cards

97638 Credit Cards

For more information about 97638 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers of a credit card can reveal a lot. For example, American Express credit cards begin with 34 or 37.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau