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Comprehensive Local Credit Card Guide

Credit Cards in 97313 (Salem, OR)

Credit Card Debt in 97313

^ Average credit card debt in 97313 is approximately $4,773, based on overall Oregon data. [1]

Credit Card Delinquency in 97313

^ Based on overall Oregon data, the credit card delinquency rate in Salem is approximately 0.45%. [2]

Credit Scores in 97313

^ The average credit score in Salem is approximately 709, based on collective Oregon data. [3]

OR Credit Cards

Credit Card & Personal Finance Statistics in 97313

Credit Card Debt in 97313


  • 97313 Credit Card Debt
    • The estimated average credit card debt for 97313 residents is $4,773. [1]
    • Average credit card debt amount in Oregon (all cities) is 4% less than the national average of $4,965.
    • Collectively, Oregon cities rank 33rd in the U.S. in average credit card debt. [1]

Credit Card Calculator for 97313


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97313 Credit Scores


  • Credit Scores in 97313
    • Residents of 97313 (OR) have an estimated average credit score of 709. [3]
    • The average credit score in Oregon (all cities) is 1.87% greater than the national average score of 696.
    • Oregon collectively ranks 18th in the U.S. in average credit score of residents. [3]

More 97313 (Salem, OR) Credit Stats

  • Credit card delinquency rates in Oregon [2]
    • Oregon residents (all cities) rank 39th in the U.S. with a rate that is 21% less than the national average of 0.57%.
  • Cardholders in 97313 who are more than 90 days late on payments
    • Oregon Rate: 0.45%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 97313 [4]
    • 97313 (Oregon) Law: 6 years
    • U.S. State Average: 5.4 years
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Additional information about Oregon

About 97313

97313 is associated with the city of Salem, which is located in Marion County in the state of Oregon. [6]

OR Credit Cards

97313 Credit Cards

For more information about 97313 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The first few numbers (even the very first number) of a credit card can reveal a lot. For example, Visa credit cards begin with a 4.

Other ZIP Codes in Oregon


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Cities in OR

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oregon State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau