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Comprehensive Local Credit Card Guide

Credit Cards in 74076 (Stillwater, OK)

Credit Card Debt in 74076

^ Average credit card debt in 74076 is approximately $4,854, based on overall Oklahoma data. [1]

Credit Card Delinquency in 74076

^ Based on overall Oklahoma data, the credit card delinquency rate in Stillwater is approximately 0.69%. [2]

Credit Scores in 74076

^ The average credit score in Stillwater is approximately 681, based on collective Oklahoma data. [3]

OK Credit Cards

Credit Card & Personal Finance Statistics in 74076

Credit Card Debt in 74076


  • 74076 Credit Card Debt
    • The estimated average credit card debt for 74076 residents is $4,854. [1]
    • Average credit card debt amount in Oklahoma (all cities) is 2% less than the national average of $4,965.
    • Collectively, Oklahoma cities rank 24th in the U.S. in average credit card debt. [1]

Credit Card Calculator for 74076


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74076 Credit Scores


  • Credit Scores in 74076
    • Residents of 74076 (OK) have an estimated average credit score of 681. [3]
    • The average credit score in Oklahoma (all cities) is 2.16% less than the national average score of 696.
    • Oklahoma collectively ranks 44th in the U.S. in average credit score of residents. [3]

More 74076 (Stillwater, OK) Credit Stats

  • Credit card delinquency rates in Oklahoma [2]
    • Oklahoma residents (all cities) rank 9th in the U.S. with a rate that is 21% greater than the national average of 0.57%.
  • Cardholders in 74076 who are more than 90 days late on payments
    • Oklahoma Rate: 0.69%
    • National Average: 0.57%
  • Statute of limitations for credit card debt in 74076 [4]
    • 74076 (Oklahoma) Law: 5 years
    • U.S. State Average: 5.4 years
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Additional information about Oklahoma

About 74076

74076 is associated with the city of Stillwater, which is located in Payne County in the state of Oklahoma. [6]

OK Credit Cards

74076 Credit Cards

For more information about 74076 credit cards, or for additional resources regarding credit cards overall, visit Consumer Financial Protection Bureau.

Did you know?

The credit card hologram was first introduced by MasterCard in 1983 in an effort to combat counterfeit and fraudulent activity.

Other ZIP Codes in Oklahoma


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Cities in OK

References

1. ^ The Washington Post

2. ^ TransUnion

3. ^ Equifax

4. ^ Oklahoma State Legislature

5. ^ Consumer Financial Protection Bureau

6. ^ United States Census Bureau